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If, however, your credit score is under 620, you usually will not be able to qualify for a conventional loan. Lenders will also scrutinize your debt-to-income ratio (DTI). You may not qualify for a conventional mortgage if more than 36% of…
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A dollar ain’t worth what it used to be; just take a look at the newly released 2023 conforming loan limits. Yes, they will exceed $1 million in high-cost areas beginning next year, which is a testament to just how much property values have…
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In a challenging time for the mortgage industry, there is some good news: The FHFA, Fannie Mae and Freddie Mac continue to advance important initiatives to give every renter, homeowner and homebuyer access to affordable and sustainable…
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