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“The Federal Reserve raised its short-term rate target last week, but longer-term rates, including mortgage rates, declined for the week, with the 30-year conforming rate reaching 6.34% – its lowest level since September,” he said.…
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The VA Home Loan Benefit Act also authorizes desktop appraisals and, in some cases, waives appraisals altogether to help veteran and service member borrowers save on costs and time. “To the benefit of buyers and lenders, the VA will now be…
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What is a fixed-rate mortgage? In mortgage terms, a fixed rate means the interest rate remains the same for the life of your home loan — keeping your monthly principal and interest payment consistent. The rate on a fixed mortgage is locked…
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