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Affordability will be the primary factor driving the housing market this year, with moderately priced cities expected to turn into the hottest markets, according to a new report from Zillow. After buyers flocked to the Sun Belt over the…
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But here’s the rub: The index assumes that typical family of median income can afford to put down a 20% down payment. With inflation still not fully tamed, many are hard-pressed to come up with that size of a down payment. As a result, the…
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And yet the experience wasn’t a total loss, he said. “The good thing that happened is I was able to learn the process – learn what a mortgage is, how to structure a loan, how to work DTI , and talk to underwriters. They told me ‘read the…
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