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2: Lower monthly payments Because mortgage points are a way to lower your interest rate, you will be forced to pay less in interest every month. Therefore, your monthly payments will drop. 3: Save on your taxes Remember: Interest on your…
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4: Applying for the new mortgage After deciding in principle, you are ready to start applying for your new mortgage, which you can do over the phone, in the banks or lenders' branch, or online. To confirm your income, you will be asked to…
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3. You are navigating a soaring housing market This may be a good way to purchase a property when house prices are high. You would use an interest-only mortgage to purchase a home you would be otherwise unable to buy with a conventional…
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