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Across the country over the past two years, the share of homes affordable to a first-time home buyer has fallen to 29% from 34% in 1Q23 and 45% in 1Q22, First American Financial said.
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High mortgage rates are continuing to deter buyers
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The move allows Freddie Mac to start purchasing certain second lien mortgages, but establishes limits on how much volume it can do.
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