What’s ATR-in-Full? How to qualify owner-occupied transaction using only liquid assets

The solution is an asset-based loan – meaning there is no DTI, and no proof of income or employment needed – making it an excellent option for borrowers with high assets.

Loan amounts range from 100k up to 10M and are available on a traditional 30-year fixed term, or a 10 year IO 40-year term. But how do you essentially qualify an owner-occupied transaction through this avenue?

Watch this free industry session led by Ryan Barrus, Senior VP Sales at Acra Lending, to learn everything there is to know about asset-based loans – including how borrowers can qualify with enough liquid assets to cover their loan balance.