Brokerage owner shares how he reshaped his non-QM lending business

Flash forward to today, Truss Financial continues to specialize in financing solutions for self-employed individuals and real estate investors who may not meet the traditional underwriting standards set by banks and other conventional lenders.

Truss offers various non-QM programs, such as stated income mortgages, bank statement mortgages, debt service coverage ratio (DSCR) mortgages, hard money mortgages, and fix-and-flip loans.

“For the last two years, we were top 10 in the country for non-QM loan origination, and, prior to that, we were like top 100, I think, in 2020,” Miller said. “We’ve just carved a niche, stayed in our lane, and tried to treat people right. That’s the name of the game.”

Miller also shared more insights about the current affordability challenges and inventory shortage homebuyers are facing today and the role of real estate legacy planning in overcoming those hurdles.